Privacy Policy

Our Services.
Liat Tal Consulting (“LTC”, “we”, “us” or “our”) is a consultancy company acting as a financing broker for foreign investors who purchase real estate in Germany and in countries in which the German and Austrian Banks finance. Further, we act as a consultant for new investors in entering the German real estate market.

This privacy policy.
We are committed to the highest level of integrity in dealing with our customers, investors and other business partners.  When you are using LTC’s website, services, purchasing or requesting information, we may collect, process and/or use your personal data, as defined below in accordance with this privacy policy (“Policy”).  Further, we may receive your personal data directly from you, either when you are sending e-mails to us or provide your personal data otherwise in the course of other interactions with us, or indirectly from third parties who legally provide your personal data to us.  Personal Data, processing, and third party processor shall have the meaning as set forth in Art. 4 of the of the European General Data Protection Regulation (“GDPR”)

This Policy is meant to inform you, which personal data we collect, store, process, use and/or disclose, for which purposes and on which legal basis. We further inform you about your rights with regard to the protection of your personal data processed by us.

This Policy may be amended or updated from time to time to reflect changes in our practices with respect to the processing of personal data, or changes in applicable law.  We encourage you to read this Policy carefully, and to check our website regularly to review any changes we might make in accordance with the terms of this Policy.  Your continued use of our Services or website constitutes your agreement to be bound by this Policy, as amended or updated from time to time.

Please note that Liat Tal Consulting stores your persnal data on servers outside EU/EEA, where the standards of data protection may be lower than in the EU/EEA, and in Israel.  The European Commission recognized Israel as a country with an adequate level of data protection according to Art. 45 GDPR by its Commission Decision of 31 January 2011 (2011/61/EC).  The list of third party processors to which we disclose your personal data may be requested by e-mail to liat@liat-tal.com.

Which personal data do we process?
The categories of your personal data that we may process include:

How do we collect your personal data?
We may collect your personal data from the following sources:

When you contact us via e-mail, telephone or by any other means;
We may collect your personal data in the ordinary course of our relationship with you (e.g., personal data we obtain in the course of our business communication, negotiation proceedings etc.);
Where you have manifestly chosen to make such personal data public, including via social media profiles;
When we receive your personal data from third parties who legally provide it to us, such as credit reference agencies or law enforcement agencies;
When you visit any of our websites or use any features or resources available on or through our websites. When you visit our website, your device and browser may automatically disclose certain information (such as device type, operating system, browser type, browser settings, IP address, language settings, dates and times of connecting to a website and other technical communications information), some of which may constitute Personal Data.

Do we create personal data?

In the course of your interaction with Liat Tal Consulting, we may also create personal data about you, such as records of your interactions with us and details of your transaction history.

For which purposes do we use your personal data?
We use your personal data to provide, maintain and improve our Services.

Lawful basis for processing personal data.
In processing your personal data in connection with the purposes set out in this Policy, we may rely on one or more of the following legal bases, depending on the circumstances:

Consequences if we may not collect your Personal Data
We need your Personal Data to provide our Services to you and/or perform our contractual obligations towards you. Without providing such Personal Data, we may not be able to provide you the services you are intending to receive.

Consent and withdrawal
Any consent is provided freely.  If you provide your consent, you have the right to withdraw it at any time.  The withdrawal of consent does not affect the lawfulness of processing based on consent before its withdrawal.  After your withdrawal we will stop to Process your Personal Data, including storage. This paragraph is only relevant for processing that is entirely voluntary – it does not apply for processing that is necessary or obligatory in any way.

To withdraw your consent, please send your withdrawal to the following address:

liat@liat-tal.com
or
LTC Liat Tal Consulting
Maximilianstrasse 42d
13187 Berlin, Germany

When we erase your personal data
We erase your personal data automatically when they are no longer required for the purposes listed above.  We also erase your personal data according to your request and if further storage is neither required nor permitted by applicable laws.

Your rights related to data privacy
You have the right to request access to and rectification or erasure of your personal data, or restriction of their processing.  Furthermore, you have the right to object processing as well as to request data portability.  You have the right to file a complaint to the Berlin Data Protection Authority (Berliner Beauftragte für Datenschutz und Informationsfreiheit).

You have the right to obtain from us the information as to whether or not your personal data are being processed, the purpose of the processing and the categories of personal data concerned.

You may request a copy of the personal data undergoing process.

Our contact information, Data Controller
If you have a direct business relationship with us, we are Data Controller according to Art. 4 para. 7 GDPR.  For any request, please contact us as follows:

liat@liat-tal.com
or
LTC Liat Tal Consulting
Maximilianstrasse 42d
13187 Berlin, Germany